In 2008, Carta Worldwide, an award-winning leader in the development of mobile payment technologies such as Host Card Emulation (HCE), Cloud-Based Secure Element and advanced Tokenization, was founded. As a third-party processor certified with MasterCard and Visa, and in compliance with the PCI-DSS security standard, Carta offers end-to-end transaction solutions that provide the highest level of security and reliability, with faster time to market, with greater control and lower total cost of ownership.

Carta’s solutions are specifically designed to meet the complex demands of the modern payments environment. Carta provides a scalable solution that increases both control and optimal system configuration, along with open development tools that provide unlimited potential.

Carta is a flexible, adaptable and scalable platform that enhances basic financial services and allows banks and financial institutions to create innovative payment products:

• Real-time
• With transaction control
• Rule-based 
• Fast and agile
• Ready to develop 

Comprehensive card issuance and management system:

The Carta platform delivers services that enable card management, authorization, clearing and settlement, customer services, reporting and risk management. Carta promotes a wide range of consumer, corporate and customized solutions that include:

• EMV – Contact and contactless cards.
• Digital account solutions
• Prepaid, GPR (General Purpose Reloadable) Gift and other services
• Debits and decoupled debit cards
• Restricted authorization network
• Multi-currency and F/X support
• Solutions of brands and private shops.